Guides
Track money faster.
Guides and how-tos.
Short, practical pages on logging expenses in seconds — by voice, from a receipt photo, in Telegram — and on moving your history from the app you use now.
Guides34
- Budgeting · 4 min
Envelope budgeting, done digitally
Envelope budgeting without cash: how the method works, how envelopes become category budgets, an example month, and what to do when an envelope runs empty.
- Life & sharing · 3 min
An expense tracker for students
An expense tracker for students: rent, food and transport on a small budget, logging in Telegram in seconds, a shared project for flatmates. Free to start.
- Ways to log · 3 min
An expense tracker in your browser
Track expenses in any browser at honestexpenses.app, no app store. Install it to your home screen and use the same account in Telegram, in five languages.
- Budgeting · 3 min
Save for something
Put a goal on any account: an amount and a date. See your progress and roughly how much to put aside each month. Top-ups are transfers, not spending.
- Budgeting · 4 min
The 50/30/20 rule
The 50/30/20 budget rule explained: needs, wants and savings, a worked example on a 2,400 € income, when it doesn’t fit and how to run it with budgets.
- Ways to log · 3 min
A cash expense tracker
Track cash as its own account: log it by voice or in Telegram in seconds, record ATM withdrawals as transfers, fix the balance when your wallet disagrees.
- AI · 4 min
Ask AI about your spending
Ask “how much did I spend on taxis this year?” and get the amount and a chart from your own data. Changes only after you tap Confirm — and can be undone.
- Comparisons · 4 min
Claude Personal Finance vs HonestExpenses
Claude's Personal Finance needs a paid Claude plan, a US bank and Plaid. HonestExpenses starts free, works anywhere, and Lifetime is a single payment.
- Life & sharing · 3 min
Remember who owes whom
Track money you lent or borrowed, one account per person. Set a due date and get a reminder; repayments are transfers, never spending or income.
- Budgeting · 4 min
How to categorise your expenses
A practical list of expense and income categories with subcategories: how many to start with, sorting rules, common mistakes and how to change them later.
- Why Honest · 3 min
A free expense tracker
What the free plan of HonestExpenses really includes, what the free trial adds, what's paid and why — and when one payment for Lifetime is worth it.
- Comparisons
Switch from Cashew
Moving from Cashew? Export the free CSV (all accounts, «All time») and upload it — categories, subcategories and transfers come over. Shared projects too.
- Automatic · 4 min
Import a bank statement
Upload a CSV, Excel or PDF bank statement or screenshots — get transactions in your categories. No bank link, a review first, one import you can undo.
- Comparisons
Switch from Toshl
Leaving Toshl? Its CSV export is free: choose the period and accounts, upload the file here with categories and transfers. Then log by voice or Telegram.
- Budgeting · 3 min
Plan the month
Set a monthly limit for all spending or one category. See what's left per day and where your pace leads; get alerts at 80 % and 100 %.
- Comparisons
Switch from Money Lover
Switch from Money Lover: export the CSV with Premium and upload it here with wallets, categories and transfers. Then log by voice, receipt photo or Telegram.
- Budgeting · 3 min
Track subscriptions and bills
Set up rent, Netflix or salary once and each payment records itself on its day. See what your subscriptions cost a month; pause or stop any time.
- Comparisons
Switch from Money Manager
Moving from Money Manager (Realbyte)? E-mail yourself the Excel export and upload the .xlsx as it is — accounts, categories and transfers come over.
- AI · 4 min
Ask Claude or ChatGPT about your money
Connect HonestExpenses to Claude or ChatGPT and ask about your spending in plain words. Reads at once, changes only after your yes. No bank access.
- Comparisons
Switch from Zenmoney
Leaving Zenmoney? Export the CSV in the mobile app and upload it: accounts, categories with subcategories and transfers come over. No bank connection.
- Why Honest · 3 min
A budget app without a subscription
HonestExpenses Lifetime is one payment, not a subscription. What it includes, what the optional AI plan adds, the free trial and the 7-day refund.
- Comparisons
Switch from CoinKeeper
Moving from CoinKeeper? Export the CSV in the mobile app (a paid plan), upload it here with wallets, categories and transfers. Then log by voice or Telegram.
- Ways to log · 4 min
Scan a receipt
Snap a receipt: the AI reads the total, date and shop, and can split it by category — groceries apart from household. You check, then save.
- Comparisons
Switch from Wallet
Switch from Wallet by BudgetBakers: export CSV on Android or the web (not iPhone), upload it with accounts, categories and transfers. No bank connection.
- Life & sharing · 5 min
Money you share
One shared ledger for a couple, a family, flatmates or a trip, live for everyone: roles, invite by link, who added what, budgets and debts. No bank connection.
- Comparisons
Switch from YNAB
Moving from YNAB? Export your plan on the web and upload the ZIP as it is: transactions, accounts, categories and transfers come over. Free to start here.
- Budgeting · 4 min
How to track your expenses
How to track expenses and keep going: a few accounts and categories, logging in seconds, a weekly review, a budget, recurring bills and a checklist.
- Comparisons
Switch from Spendee
Leaving Spendee? Export the CSV in the mobile app (free plan: last 365 days), upload it here with wallets and transfers. No bank login, voice and Telegram.
- Why Honest · 4 min
An expense tracker without a bank link
Track spending with no bank sync: no bank password, no aggregator, nothing to reconnect. Log by voice, receipt photo or Telegram, export to CSV.
- Comparisons
Switch from Monefy
Move from Monefy to HonestExpenses: export the CSV (Settings → Export to file), upload it, keep transfers and opening balances. Then log by voice.
- Ways to log · 4 min
An expense tracker in Telegram
Log expenses in Telegram: type an amount, send a voice message or a receipt photo. The same account in the web app and on your phone. No bank access.
- Automatic · 4 min
Automatic expense tracking on Android
Pay with Google Wallet or any bank card on Android and the expense records itself — in shops and online. Categories learn from you. No bank connection.
- Automatic · 4 min
Track Apple Pay purchases automatically
Pay with Apple Pay in a shop and the expense records itself: amount, place and category. An iOS Shortcut, no bank connection. Here's what you still check.
- Ways to log · 4 min
Log expenses by voice
Say “coffee 3.85, taxi 24.70, groceries 51.82” and get three transactions in their categories. Check the drafts, then save. In the app and Telegram.
Stop guessing where the money went.
7 days of Pro · 20 AI actions · No card