Ask AI about your spending.
It answers in numbers and changes nothing without you.

What you can ask the AI about your money

Open AI → Assistant — full screen on a phone, a panel on the right on a computer — and type or ask out loud. A few questions it handles well:

• «How much did I spend on taxis this year?» — the amount and a chart by month.
• «My 5 biggest expenses last month» — exactly five transactions, largest first.
• «Compare groceries and eating out this year», «this year against last year» or «income against expenses» — one chart with a line or bar per item, or a table if you ask for one.
• «What do I spend on groceries in an average month?» — averaged over complete months only.
• «How am I doing against my groceries budget?», «How much is left to my goal?», «Who owes me money?»
• «Which subscriptions do I have and what do they cost a month?»

It replies in the language of your question — English, Deutsch, español, українська or русский — whatever language the app is set to.

Answers from your data, not from guesses

• Every amount is read, not estimated. The assistant reads your transactions for each message; an answer with sums that didn't come from your data is never shown.
• Exactly what you asked. One chart for one question, the most specific category you named (a subcategory, not its parent), and a list only when you ask for a list.
• Our own cards. Charts and lists are the app's own, the same as in Analytics, not pictures drawn by a model.
• Honest about failures. If reading your data fails, it says so instead of «nothing found», and the AI action comes back to you.

Changes come as a plan — nothing happens without your «yes»

The assistant can prepare changes, but it never makes them itself. Say you write «Move all Uber rides to Transport · Taxi»:

1. It finds the transactions and shows a plan card: how many, the total, the period, and what it will skip — transfers, for example.
2. You tap Confirm or Cancel. A plan is valid for 10 minutes.
3. On Confirm, the plan is checked again against your data as it is now. If something changed in the meantime, it stops and asks you to try again rather than guess.
4. Done — with Undo right next to it.

Plans it can prepare: move transactions between categories, change their date or account, delete them; create, rename or delete categories, with subcategories; create a budget or change its limit; set a savings goal or record a debt; create, pause or stop recurring payments. Ask it to record new expenses, and you get drafts to check, just as with voice entry.

Undo, and what the assistant cannot do

• Undo for 24 hours puts back exactly what the plan changed — only rows that still have the new value, so later edits of yours aren't overwritten. A deleted category comes back with its transactions.
• No tools for anything else. It has no access to your plan, payments, keys or anyone else's data.
• Off-topic is ignored. Ask about the weather and you get a friendly nudge back to money — and the AI action is refunded.
• Projects follow their roles. In a shared project the assistant works with that project's data; a read-only member can ask but not change.

Where your conversation lives

• The chat stays on your device for 24 hours, not on our server. New clears it; signing out removes it.
• To answer, your message (or recording), the last ten or so messages, your account and category names, today's date and what the assistant reads — amounts, dates, categories, balances, short note excerpts without links, emails or phone numbers — go to Google's paid Gemini API, which doesn't train on your content.
• Voice questions are not kept at all.
• For each message we keep only a record without content: its type, time and the amount of data processed.

What the AI assistant costs

Each message you send is one AI action, a reply to the assistant's question included. If the AI fails or the question isn't about money, the action comes back.

• A new account: 7 days of Pro with 20 AI actions to try it.
• Lifetime: one payment of 19 $, with 50 AI actions for the assistant, voice and receipts.
• The AI plan: 5,99 $ a month or 47,88 $ a year, for asking every day.

Already use Claude or ChatGPT? You can connect them to your data through MCP instead — under the same rule: they read at once and change things only after your confirmation.

Questions

Read next

• Log expenses by voice. One sentence, several transactions.
• Track Apple Pay purchases automatically. Pay in a shop — the expense records itself.
• Automatic expense tracking on Android. Pay with any card — the expense records itself.
• An expense tracker in Telegram. With a full app behind it.
• An expense tracker without a bank link. You log it — in seconds.
• How to track your expenses. And still be doing it in three months.