VoiceIN → 5
Voice
Say it all at once: purchases, a monthly subscription, money you lent. Each becomes its own draft.
Expense tracker · Voice · Receipts · Telegram
Say what you spent. It’s tracked.
One sentence becomes three transactions, each in its category. A receipt photo becomes its lines. No bank login: nothing to break, and nobody reads your account.
7 days of Pro · 20 AI actions · No card
Then Free — nothing is charged · Lifetime 19 $ once, no subscription
Where
Web · Phone · Telegram
Languages
EN · DE · ES · UA · RU
Bank
Never connected
Who
Herman Baiatian
01 / The problem
People don’t quit budgeting out of laziness. They quit because it’s slow.
In 2026, “it takes too long” became the top reason people don’t budget, for the first time. So here, logging takes one sentence.
34 %
say “too long” is the main reason
Debt.com, 2026
1 sentence
→ several transactions, categorised
0
bank connections
02 / How
Four ways in. Use whichever is closest.
Receipt5 → 2
Receipt photo
Snap the receipt — its lines become transactions, split by category if you like.
Telegram@honestexp_bot
Telegram bot
Send an amount, pick a category in two taps. It’s in the app at once.
Apple Pay0 taps
Apple PayNew
Pay in a shop with your iPhone or Apple Watch — the expense records itself, with its category. Works in physical shops, iOS 27.
03 / Honest
What’s not here.
Here’s our receipt: what you pay for, and what you won’t find here.
Bank access
You say, snap or type it. Nothing disconnects, no bank password.
Selling your data
Your transactions and income are never sold — not to banks, lenders or data brokers.
Saving without asking
AI prepares drafts. Only what you’ve checked gets saved.
Lock-in
Export to CSV any time. Your history stays yours.
HONESTEXPENSES
RECEIPT No. 0001
10.10.2026 09:12
Income & expense tracking0,00 €
Voice & receipt photosincluded
Telegram bot & Mini Appincluded
Access to your banknot needed
Data sold0
CSV exportany time
Lifetime — everything, for good19,00 €
TOTAL (once)19,00 €
Refund within 7 days.
Thanks for counting honestly.
HONESTEXPENSES.APP
04 / Assistant
Ask about your money. It answers in numbers. It changes nothing without you.
The assistant reads your transactions and answers with amounts and charts. Ask it to change something — it shows a plan and runs it only after you tap “Confirm”. Any change can be undone.
Assistant · Personal10.10
How much did I spend on taxis this year?
Taxis this year: 312 €. The most in April.
Taxi · by month312 €
JanOct
Move all Uber rides to “Transport · Taxi”.
Plan · waiting for you
14 transactions → Transport · Taxi
ConfirmCancel
You can undo it afterwards
Voice or text
Ask out loud — get text, amounts and a chart back.
In your language
It answers in the language you asked in: English, Deutsch, español, українська, русский.
Plan → yes → undo
No change goes through without your “Confirm”.
05 / MCP
Already use Claude or ChatGPT?Connect them to your money.
Paste the connector address and ask about your spending right in your own AI, on the subscription you already have. It reads at once and changes things only after your “yes”. Included in Lifetime.
01 Connect
# Claude.ai or ChatGPT → Settings → Connectors → Add
https://honestexpenses.app/mcp# Claude Code
$ claude mcp add --transport http honestexpenses https://honestexpenses.app/mcp→ honestexpenses.app opens — tap “Allow”
✓ HonestExpenses connected · reads at once, changes after your “yes”
$
02 Ask, and stay in control
Claude · ChatGPT
How much did I spend on food in September?
honestexpenses · spending_by_category
452 € — 6 % less than in August.
Delete the two duplicate coffees from yesterday.
Telegram · @honestexp_bot
Claude wants to delete 2 transactions. Confirm?
ConfirmDecline
Reading
At once: amounts, categories, budgets, charts.
Changes
Only after your “yes” in the chat.
Risky ones
Deletions and more than 20 rows — you confirm in Telegram.
Access
Turn it off in Settings with one click.
06 / Colour
A colour for your mood. A theme for the hour.
Ten accents, dark and light. Tap a colour — the whole page changes.
Five styles for the whole app
Lifetime & AI07 / Projects
Money you share. One ledger, everyone in it. The same numbers for all.
Make a project for a trip, a flat or the family budget and invite people by link — as editors or read-only. It is a ledger of its own, apart from your Personal one: you see who is in it right now and their changes arrive live, every row says who added it, and the bell tells you what the others did.
Who spent whatBy who added it
YYouowner613 €48 %
AAnnaeditor449 €35 %
MMaxeditor224 €17 %
Total · 3 people1 286 €
Notifications 1Today
- M
Max added 1 transactionTrip to Lisbon · Taxi
- A
Anna added 2 transactionsTrip to Lisbon · from a receipt
Trip budget passed 80 %Trip to Lisbon · important
- M
Max joined the projectTrip to Lisbon · as editor
Invite by linkPick a role
honestexpenses.app/join#••••••••••••CopyEditorRead-only
Editors add and change rows. Read-only sees everything and changes nothing.
Roles
Editor or read-only — chosen for each person, changed any time.
Signed rows
Every transaction shows who added it. The bell groups what others did by day.
Apart from Personal
A project never mixes with your own accounts. Switch between them in one tap.
08 / Budgets & goals
Plan the month. Save for something. Remember who owes whom.
A limit for a category, for the whole month or for a project’s dates. A goal on any account, with a date. One debt per person. Goals and debts are accounts: putting money aside or lending it is a transfer, never spending.
BudgetsOct · day 20 / 31
Budgets
For one category, all expenses or a project’s dates. What’s left per day, where the pace leads, a note at 80 % and 100 %.
Goals62 %
Goals
A target and a date on any account — and what to put aside each month.
Debts2 people
Debts
One account per person: lent, borrowed, paid back — and a reminder on the due day.
09 / Price
Free to start. 19 $ once, for good.
FREE
To pay
0 $
No card
Transactions✓
Bot & Mini App✓
CSV import✓
History3 months
7 days of Profree
AI credits to test20
To start, and see if it’s for you.
LIFETIME
OnceTo pay
19 $
Launch price · later 38 $
Unlimited history✓
Unlimited accounts✓
Unlimited analytics✓
CSV import & export✓
Custom stylesNew✓
MCP serverNew✓
Apple Pay connectionNew✓
AI credits to test50
One payment, no subscription.
AISubscription · everything included
To pay
3,99 $/ mo
47,88 $ a year · or 5,99 $ monthly
Everything in Lifetime✓
AI credits extended✓
AI voice✓
AI receipt recognition✓
AI commands✓
AI assistant✓
Live shared projectsNew✓
For people who log by voice every day.
Changed your mind? Full refund within 7 days.
Start free →Prices in euros, VAT included. Businesses from other EU countries with a valid VAT ID pay no VAT (reverse charge).
Stop guessing where the money went.
7 days of Pro · 20 AI actions · No card