1. Export your data from Money Lover
- iPhone: Account → Settings → Export CSV. Android: Account → Tools → Export CSV.
- Choose the wallet, the period and the comma delimiter.
You get a CSV file. Export is a Money Lover Premium feature. In Money Lover, export is part of the paid plan.
What to know about the Money Lover export
- CSV export is a Money Lover Premium feature (a one-time purchase): Account → Settings on iPhone, Account → Tools on Android.
- Choose the comma delimiter in the export dialog; semicolon and tab files are read too.
- Transfers come as «Outgoing Transfer» and «Incoming Transfer» rows, which we join into one transfer; a fee row stays an expense.
- Dates can be MM/DD or DD/MM — the import checks the whole file before deciding.
2. Upload it to HonestExpenses
- Start free and open Import in the app.
- Drop the file in — we recognize the Money Lover export by its columns, nothing to set up.
- Check the preview: accounts, categories, dates and amounts. Fix what you like, then import.
The whole import is one batch: you see it in the import history and can undo it in one go.
What comes over
- Every expense and income with its date, amount, account, category and note.
- Your accounts and categories: the missing ones are created, the ones you already have are matched.
- Transfers between your accounts: the two rows of the export become one transfer where they match.
- Opening balances, as balance adjustments — not as income.
- Importing the same file again doesn’t add the same records twice.
Amounts come in the currency of each record — we don’t convert currencies.
Money Lover and HonestExpenses side by side
| Money Lover | HonestExpenses | |
|---|---|---|
| Bank connection | Limited: a paid Linked Wallet add-on | Never — nothing to connect |
| How you add spending | Manual entry; Linked Wallet where available | Voice, receipt photo, Telegram bot or a few taps; card payments on iPhone and Android automatically |
| Where it runs | iPhone, Android and the web | Web app — installable on phone and computer — and a Telegram bot; iPhone and Android apps coming soon |
| Exporting your data | CSV with Premium | CSV with Lifetime, the AI plan and the free trial; on Free, a copy of your data under the GDPR |
| Pricing | Free, plus Premium (lifetime or subscription) | Free plan; Lifetime 19 $ once; AI plan monthly or yearly |
Money Lover: from its own website and help pages as of 27 October 2026. Plans change — check theirs before you decide.
Why people switch to HonestExpenses
Say it — it’s logged
“Coffee 3.85, taxi 24.70” — one sentence becomes separate transactions, each in its category.
A receipt photo becomes its lines
Snap the receipt: the total, or split by category if you like.
Right in Telegram
Send an amount or a voice note to the bot — it lands in the same account as the app.
No bank login
We never connect to your bank: nothing to break, nobody reads your account.
19 $ once, for good
Lifetime: every feature, no subscription. Free to start.
Browser, phone, Telegram
Nothing to install: it works in the browser and as an app on your phone, in five languages.
Questions
What if my Money Lover file isn’t recognized?
Money Lover has no official column list, and the columns follow the app’s language. If they aren’t recognized, you pick them yourself or let AI recognize the file — your records still come over.
Is the import free?
Yes. Recognizing a Money Lover export uses no AI actions and costs nothing.
Do I have to stop using Money Lover?
No. Your data stays in Money Lover. You can export again later — records you already imported aren’t added twice.
Does HonestExpenses connect to my bank?
No, never. You log spending yourself — by voice, a receipt photo, Telegram or a few taps.
Can I undo the import?
Yes. The import is one batch in the import history — undo it and every record it added goes away.
Will I see my whole history on the free plan?
Free shows the last 3 months and 2 accounts. Lifetime — 19 $ once — opens all of your history.