Guides
Budgeting guides.
Methods that survive a real month.
Popular budgeting methods explained plainly, weak spots included, and how to plan a month, keep an eye on subscriptions and close small leaks — so the budget still holds in month three.
Budgeting7
- Budgeting · 4 min
Envelope budgeting, done digitally
Envelope budgeting without cash: how the method works, how envelopes become category budgets, an example month, and what to do when an envelope runs empty.
- Budgeting · 3 min
Save for something
Put a goal on any account: an amount and a date. See your progress and roughly how much to put aside each month. Top-ups are transfers, not spending.
- Budgeting · 4 min
The 50/30/20 rule
The 50/30/20 budget rule explained: needs, wants and savings, a worked example on a 2,400 € income, when it doesn’t fit and how to run it with budgets.
- Budgeting · 4 min
How to categorise your expenses
A practical list of expense and income categories with subcategories: how many to start with, sorting rules, common mistakes and how to change them later.
- Budgeting · 3 min
Plan the month
Set a monthly limit for all spending or one category. See what's left per day and where your pace leads; get alerts at 80 % and 100 %.
- Budgeting · 3 min
Track subscriptions and bills
Set up rent, Netflix or salary once and each payment records itself on its day. See what your subscriptions cost a month; pause or stop any time.
- Budgeting · 4 min
How to track your expenses
How to track expenses and keep going: a few accounts and categories, logging in seconds, a weekly review, a budget, recurring bills and a checklist.
Stop guessing where the money went.
7 days of Pro · 20 AI actions · No card